Thursday, April 9, 2020

What/how does car insurance work?

Manual Burtis: Find a local, independent insurance agent. You'll find them in the phone book. Go in, talk to him. He will explain it all to you, and you can discuss what coverage would suit your needs. He can find you a policy in his data base that is best for you.

Dawn Saha: Insurance is like gambling. You're betting you'll need it and will collect, the insurance company is betting you're not.There are two basic types of auto insurance. Liability insurance (mandatory) covers damages you cause to other persons or their property (other car, run into a house, knock down a tree, hit a pedestrian, etc).Collision/comprehensive (required by lenders who financed your car) covers your car should you cause damage to it if you are at fault when you hit another car, run into a house, knock down a tree). It also covers fire and theft should the car be burned or stolen. Glass coverage is sometimes part of that coverage.If the other car is at fault, their liability insura! nce covers damage to your car.There are other riders you can add to your insurance. Uninsured/underinsured motorist, medical coverage for your passengers, gap insurance (covers the difference between what you owe on the car and the value of the car)....Show more

Kaley Lappas: I hope to God you aren't driving a car.

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